You can trust that your subscribers’ critical data are handled well with the Ultimate Back Office™. You even have options for storing credit card data.
Storing credit card data
Go to ISP Configuration > Billing Options > Credit Card Data Security
- Store subscriber credit card data on visp.net’s secure servers. (Recommended)
Choose this option to store credit card and bank account information securely on visp.net servers for automated or one-time payment processing. visp.net maintains data security and PCI compliance.
Once entered, you will be able to view an identifiable portion of the card or account number. For instance a credit card will display as 4xxx-xxxx-xxxx-1111. The full account number will be unavailable for use in systems other than visp.net’s payment processing systems. In this method, visp.net maintains the strict requirements set forth to comply with the PCI certification procedure. Check with your merchant bank to determine if your computer(s) need to be PCI compliant. Always run anti-virus & anti-spyware software and keep it updated on any machine handling banking information.
- Store subscriber credit card data locally.
Choose this option to store credit card and bank account information in a local encrypted file and on visp.net servers. You maintain data security and PCI compliance. You accept full responsibility for the security of your subscriber’s data should your computer be compromised.
Once entered, you will be able to see full account numbers in clear text. As credit card data will be stored at your location, you are required to maintain PCI compliance on any computer accessing or recording credit card data, as well as any computers or network devices attached to the network. This often entails quarterly scanning by an authorized scanning vendor. See the PCI Security Standards Council website for more information and see your merchant vendor for reporting requirements.
CVV2(Card Verification Value)
CVV2(Card Verification Value) is a credit card feature providing an increased protection for the merchants against credit card fraud. It is composed of a 3 or 4 digit code printed on the back of a credit card. This code is required to ensure that the credit card is present at the time of purchase.
In the Ultimate Back Office software. you will not be required to input this information once it is already saved on file. However, if the card is entered for the first time into the payment form, the CVV2 is required.